Thinking of starting your own business but struggling to navigate through the complexities of insurance?
We’re here to take the guesswork out of business insurance — whether you have 1 or 100 customers, this one’s for you!
Charge up your knowledge of electric vehicles (EVs)
The future is coming – but Australians might not be quite ready to give up the past. While some other countries have embraced the movement towards electric vehicles (EV), we’re still in second gear. As EVs become more globally mainstream, the costs are dropping rapidly and there can be some tangible benefits for drivers making the switch, such as reducing environmental impact and saving money on fuel and maintenance costs.
But, how do you know if the switch is right for you? And how will it affect your insurance premium?
Future of Agriculture
Farming has always been a labour of love. It’s not just a job, it’s a lifestyle, and we understand that farmers dedicate their whole lives to ensuring the future of their farms is fruitful. But with the increase of natural disasters, social and economic changes and the advancement of technology, where does the future of agriculture lie?
Your guide to professional liability insurance
As a professional, you strive to provide your clients with exceptional advice and quality service. But no matter how experienced, educated, or genuine your intentions are, there’s always a risk something could go wrong, and an allegation be made. That's where liability insurance comes in.
If you’re an accountant providing tax advice, an architect providing a design, or a consultant delivering business guidance, professional indemnity insurance (PI) acts as your safety net in the event of a claim. Whether you’re liable or not, the costs to defend your business against an allegation can be devastating- not to mention the cost of compensation if you’re found liable.
Cyber risks for small businesses: Don’t underestimate the value of your information
The past couple of years has been like a stormy sea to Australia’s small businesses, as many struggle to stay afloat. Unfortunately, the same conditions that are so challenging for our businesses are also the ones where cybercriminals thrive. According to the Government's cybersecurity agency, the ACSC, there has been a 60% increase in ransomware attacks against Australian entities in the past year. Untangling the aftermath of an attack on your small businesses can be expensive and stressful, while a data breach can cause significant financial and reputational damage. Yet, Australia’s small businesses remain seemingly unalarmed, questioning 'Why would somebody bother to attack us?'.
Do your homework when it comes to your property’s unoccupancy clause
Nestled within your property insurance, you’re likely to find an unoccupancy clause. In essence, your cover could be reduced or restricted if your premises is unoccupied for more than a set number of days. Find out more.
To till or not to till? The pros and cons of no-till farming
Healthy soil is vital to our continued survival - granting us the food we eat, the clothes we wear and the air we breathe to name a few. So, the estimate that all fertile soil will be gone within 150 years is naturally a worrying thought. Is no-till farming the solution? Let’s take a look at some of the pros and cons behind this growing farming method.
Hospitality insurance: Because you’ve got enough on your plate already
Whether you own a charming café concealed in an alleyway, a pizza restaurant or a hipster cafe in the heart of town, your hospitality business has likely been hit-hard by the challenges of the pandemic. As the hospitality industry climbs back onto its feet, we want to make sure your business is ready to take on the rush.
Renters: protect your possessions with tenant’s insurance
Across some areas of Australia, the rental market continues to feel the lingering presence of prolonged lockdowns, and Victoria is certainly no exception. With opportunities to rent at cheaper prices in some areas, Aussies are choosing to take advantage while they can. If you’re one of the opportunists thinking of snatching up a bargain, make sure you don’t skimp on renter’s insurance.
Harvest your time in farm safety checks and you’ll reap what you sow
As an Aussie farmer, you’ll know that farms can be one of the most dangerous places to work. Managing risks and hazards on a farm can be daunting when you consider the depth of responsibility, from the obvious to the not-so-obvious.