Whether it be for fruit-picking, seed-planting, or crop-spraying, Aussie farmers are grateful for temporary workers, and recruits are grateful for the work. But the work itself is a tough row to hoe, and adequate workers’ compensation is vital, as well as being a pro when it comes to farm safety.
As climate-related weather risks become increasingly complex and unpredictable, a new game-changer is emerging — parametric insurance. It transforms the uninsurable into insurable, long-drawn-out processes into trouble-free, and confusion into transparency.
Could it be the tool you need to build risk resilience? Find out in our latest blog.
When it rains, it pours — especially if you’re an Aussie farmer. Bushfire season is a dreaded time for many of us, and our risk continues to increase year on year thanks to climate change. So, what’s the outlook for this season’s bushfires? How is climate change adding fuel to the fire? And how can Australian farmers prepare? Find out in our post.
Thinking of starting your own business but struggling to navigate through the complexities of insurance?
We’re here to take the guesswork out of business insurance — whether you have 1 or 100 customers, this one’s for you!
The future is coming – but Australians might not be quite ready to give up the past. While some other countries have embraced the movement towards electric vehicles (EV), we’re still in second gear. As EVs become more globally mainstream, the costs are dropping rapidly and there can be some tangible benefits for drivers making the switch, such as reducing environmental impact and saving money on fuel and maintenance costs.
But, how do you know if the switch is right for you? And how will it affect your insurance premium?
Farming has always been a labour of love. It’s not just a job, it’s a lifestyle, and we understand that farmers dedicate their whole lives to ensuring the future of their farms is fruitful. But with the increase of natural disasters, social and economic changes and the advancement of technology, where does the future of agriculture lie?
As a professional, you strive to provide your clients with exceptional advice and quality service. But no matter how experienced, educated, or genuine your intentions are, there’s always a risk something could go wrong, and an allegation be made. That's where liability insurance comes in.
If you’re an accountant providing tax advice, an architect providing a design, or a consultant delivering business guidance, professional indemnity insurance (PI) acts as your safety net in the event of a claim. Whether you’re liable or not, the costs to defend your business against an allegation can be devastating- not to mention the cost of compensation if you’re found liable.
The past couple of years has been like a stormy sea to Australia’s small businesses, as many struggle to stay afloat. Unfortunately, the same conditions that are so challenging for our businesses are also the ones where cybercriminals thrive. According to the Government's cybersecurity agency, the ACSC, there has been a 60% increase in ransomware attacks against Australian entities in the past year. Untangling the aftermath of an attack on your small businesses can be expensive and stressful, while a data breach can cause significant financial and reputational damage. Yet, Australia’s small businesses remain seemingly unalarmed, questioning 'Why would somebody bother to attack us?'.
Nestled within your property insurance, you’re likely to find an unoccupancy clause. In essence, your cover could be reduced or restricted if your premises is unoccupied for more than a set number of days. Find out more.
Healthy soil is vital to our continued survival - granting us the food we eat, the clothes we wear and the air we breathe to name a few. So, the estimate that all fertile soil will be gone within 150 years is naturally a worrying thought. Is no-till farming the solution? Let’s take a look at some of the pros and cons behind this growing farming method.