Nestled within your property insurance, you’re likely to find an unoccupancy clause. In essence, your cover could be reduced or restricted if your premises is unoccupied for more than a set number of days. Find out more.
Healthy soil is vital to our continued survival - granting us the food we eat, the clothes we wear and the air we breathe to name a few. So, the estimate that all fertile soil will be gone within 150 years is naturally a worrying thought. Is no-till farming the solution? Let’s take a look at some of the pros and cons behind this growing farming method.
Whether you own a charming café concealed in an alleyway, a pizza restaurant or a hipster cafe in the heart of town, your hospitality business has likely been hit-hard by the challenges of the pandemic. As the hospitality industry climbs back onto its feet, we want to make sure your business is ready to take on the rush.
Across some areas of Australia, the rental market continues to feel the lingering presence of prolonged lockdowns, and Victoria is certainly no exception. With opportunities to rent at cheaper prices in some areas, Aussies are choosing to take advantage while they can. If you’re one of the opportunists thinking of snatching up a bargain, make sure you don’t skimp on renter’s insurance.
As an Aussie farmer, you’ll know that farms can be one of the most dangerous places to work. Managing risks and hazards on a farm can be daunting when you consider the depth of responsibility, from the obvious to the not-so-obvious.
At Western General Insurance, we’ve been looking after clients in the Horsham, Wimmera and greater western Victoria region for more than 30 years – so it’s no surprise we’re a big fan of this town and the region. In the spirit of Christmas, and potentially staying local this summer, we’ve put together a ’12 days of Christmas’-esque list of the things we love about this area. So here it is – the 12 days of Christmas, Horsham edition!
Launching a new business or start-up as a sole trader during a pandemic is challenging, but it's not impossible. The crisis has opened up a world of possibilities to entrepreneurs willing to take a shot.
Incidents of tool theft occur all over Australia, with power tools being a key target for thieves. If you’re an Aussie tradie, you’ll know how valuable and essential your tools really are. If you were a victim of theft, would you be able to turn up the next day and keep working? The likely answer is no – most tradies can’t work without their supplies. Without tool insurance you would have to dig into your own savings to replace your tools.
Australian businesses have been urged to recognise the significant level of ransomware threat from cyber adversaries. Scamwatch has received over 3,900 scam reports mentioning the coronavirus with over $3.1 million in reported losses since the outbreak of COVID-19. Ransomware acts as a method of extortion, locking a computer’s content and displaying a message requiring victims to pay a ransom in order for them to regain access. The emails delivering ransomware to victims often mirror the branding of trusted and reputable corporations as part of their techniques.
As our trusted clients, we wanted to make you well-aware of recent changes regarding COVID-19. As of 28th July 2020, Victorian employers are now required to notify WorkSafe immediately when they become aware that a worker has received a confirmed coronavirus (COVID-19) diagnosis.