We've all heard stories about insurance claims not being paid out based on a technicality or some minor detail, and it always seems to be at the worst time in someone's life. An unexpected disaster resulting in injury or damage to your property can be stressful at the best of times, but imagine not being insured enough to cover the cost of the most basic of repairs let alone sufficient to rebuild if required.
Cyber security is growing risk in Australia, particularly for small businesses. According to a 2019 report, cyber criminals have shifted their focus, targeting more small businesses, resulting in a 424% increase in breaches from 2017.
According to an article published by Grain Central, the 2019 GrainGrowers Multi-Peril Crop Insurance (MPCI) report found that the Australian multi-peril crop insurance and drought insurance market is in disarray with providers exiting the market and a lack of products.
Just 10 years ago less than 1% of small to medium enterprises (SMEs) had any type of financial lines insurance. These days, and with more and more companies facing litigation in connection with management risks and exposures, management liability insurance is now considered a ‘must have’ for Australian businesses.
From a market stall to a music festival, there’s a lot of planning that goes into a successful event! But what if everything doesn’t go according to plan?
Well, that’s where event insurance can come in.
National Farm Safety Week isn't typically until July each year, but with the recent Wimmera Machinery Field Days finishing up today, we thought it might be timely to put together an article on farm safety and risk management.
These days with nearly every service and product available with a quick Google, why would you or your business have any need for an insurance broker? Before we can answer that question, it’s worth making sure you understandwhat an insurance broker is, and what they do.