Event insurance – how can you protect your big day? | Western General Insurance

From a market stall to a music festival, there’s a lot of planning that goes into a successful event! But what if everything doesn’t go according to plan?

Well, that’s where event insurance can come in.

Whether it’s weather (ha), venue or equipment damage, or public liability, or worse, the star of your show doesn’t bother to turn up, there are some unique risks facing the event industry.

Back up plans and business continuity

Before you get to considering insurance, the best risk management you can do is to make sure you consider what could go wrong. Run through what your worst case scenarios are, and what you could do to prevent them.

A good events manager will generally have a plan A, B, C and D for things like weather and main attractions, but you can’t control everything, especially when members of the public are involved (and especially when there’s also alcohol involved). And that’s when you want the peace of mind that you’ve got an insurance safety net in place.

What kind of events can you insure?

Considering there is insurance cover for crocodile attack (yes, really), there is insurance out there for quite a weird and wonderful range of things. But generally, the kinds of events you might consider getting insurance for could include:

  • Corporate events and functions (i.e. annual general meetings, conferences, galas and seminars)
  • Exhibitions and auctions (art, lifestyle or food)
  • Sporting events (i.e. fun runs)
  • Markets and fairs
  • Performances (i.e. theatre or concerts)
  • Film, food, wine or cultural festivals
  • Music festivals
  • Trivia nights
  • Charity and fundraising events
  • And even weddings!

Get an event insurance quote

Have an event coming up? Even if you’ve previously gotten insurance directly online, why not get a free quote? That way you know your solution is competitive, plus you have the advantage of getting advice and peace of mind from a real person, with years of insurance expertise.